hbaji Terms and Conditions —
Know Your Rights Before You Play

Welcome to hbaji. These Terms and Conditions ("Terms") form a legally binding agreement between you ("Player", "User", "you") and hbaji ("hbaji", "we", "us", "the platform") governing your access to and use of hbaji.club and all associated services, including games, payment processing, bonuses, and customer support.

hbaji is an online gaming and sports betting platform designed specifically for players in Bangladesh. We offer casino games, instant win titles, live dealer tables, and sports betting — all accessible via desktop browser or the hbaji mobile app. By using any part of the hbaji platform, you confirm that you have read, understood, and agreed to these Terms in full.

1Acceptance of Terms

By accessing hbaji.club, creating an account, making a deposit, or placing a bet, you confirm that you have read and accepted these Terms and Conditions in their entirety. These Terms apply to all users of the hbaji platform regardless of how they access it — via web browser, mobile browser, or the hbaji Android app.

hbaji reserves the right to update or modify these Terms at any time. When changes are made, the updated Terms will be published on this page with a revised "Last Updated" date. It is your responsibility to check this page periodically. Continued use of hbaji after any changes constitutes your acceptance of the revised Terms.

These Terms should be read alongside hbaji's Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and hbaji.

2Eligibility and Age Requirements

To register and play on hbaji, you must meet all of the following eligibility requirements:

• You must be at least 18 years of age at the time of registration.
• You must be a resident of a jurisdiction where online gaming is not explicitly prohibited.
• You must not be a current employee, contractor, or immediate family member of an hbaji employee.
• You must not have a previously suspended or terminated hbaji account.
• You must be registering on your own behalf — not on behalf of another person.

hbaji takes age verification seriously. We reserve the right to request proof of age at any time. If a player is found to be under 18, their account will be immediately suspended, all winnings will be forfeited, and any deposits will be returned minus any bonuses claimed.

3Account Registration and Security

Each player is permitted to hold only one account on hbaji. Creating multiple accounts — whether under the same name, phone number, payment method, or device — is strictly prohibited and will result in all associated accounts being suspended and balances forfeited.

When registering on hbaji, you must provide accurate and truthful information. This includes your real name, a valid phone number, and a secure password. hbaji may request identity verification documents at any time, particularly before processing withdrawals above certain thresholds.

• You are responsible for keeping your hbaji login credentials confidential.
• Do not share your password with anyone, including hbaji support staff — we will never ask for your password.
• If you suspect unauthorised access to your account, contact hbaji support immediately via live chat.
• hbaji is not liable for losses resulting from unauthorised account access caused by your failure to secure your credentials.

hbaji reserves the right to suspend or close any account that appears to be fraudulent, duplicated, or in violation of these Terms, without prior notice.

4Deposits and Withdrawals

hbaji supports deposits and withdrawals via bKash, Nagad, and Rocket — the three primary mobile financial services used in Bangladesh. All transactions on hbaji are conducted in Bangladeshi Taka (BDT).

Deposits: The minimum deposit on hbaji is ৳100. Deposits are credited to your hbaji account instantly upon confirmation from the payment provider. hbaji does not charge fees on deposits, though your mobile wallet provider may apply their own transaction charges.

Withdrawals: The minimum withdrawal amount is ৳200. Withdrawal requests are processed by the hbaji payments team within 24 hours on business days. Funds are sent directly to the bKash, Nagad, or Rocket number registered on your hbaji account.

• Withdrawals can only be made to a payment method that has been used to deposit on the same account.
• hbaji may request identity verification before processing withdrawals above ৳10,000.
• Withdrawals will not be processed if there are active bonus wagering requirements on your account.
• hbaji reserves the right to delay or decline withdrawals if fraud or Terms violations are suspected.

5Bonus Policy and Wagering Requirements

hbaji offers a 100% welcome bonus on your first deposit, along with periodic promotional bonuses for existing players. All bonuses are subject to the following general conditions unless a specific promotion states otherwise.

Welcome Bonus: New players who register on hbaji and make their first deposit receive a 100% match bonus up to a specified maximum amount. The bonus is credited automatically to your account upon qualifying deposit.

• The welcome bonus carries a wagering requirement of 20x the bonus amount before withdrawal is permitted.
• Wagering must be completed within 30 days of the bonus being credited.
• Not all games contribute equally to wagering requirements — slots and instant games typically contribute 100%, while live casino and sports betting may contribute at a lower rate.
• hbaji reserves the right to withdraw bonus offers at any time without prior notice.
• Only one welcome bonus is available per player, household, IP address, and payment method.
• Bonuses cannot be transferred, exchanged for cash, or combined with other offers unless explicitly stated.

6Gameplay Rules and Fair Play

All games available on hbaji use certified Random Number Generator (RNG) technology. This means every game outcome is independently random and cannot be predicted, manipulated, or influenced by hbaji or any player. The RTP (Return to Player) figures published for each game on hbaji are accurate and based on independent audits.

By playing on hbaji, you acknowledge that:

• Game outcomes are determined by RNG and are final once confirmed by the system.
• hbaji is not responsible for interrupted gameplay caused by internet connectivity issues on the player's side.
• In the event of a technical error that affects a game result, hbaji reserves the right to void the affected round and return the stake to the player's account.
• Any attempt to exploit software bugs, glitches, or errors for financial gain is prohibited and will result in account suspension.
• Minimum and maximum bet limits apply to all games and are displayed within each game interface.

hbaji's game library includes instant win games, live casino tables, and sports betting markets. Each category may have specific rules that supplement these general Terms. Players are encouraged to review the rules for each game before placing bets.

7Prohibited Conduct

The following actions are strictly prohibited on hbaji and will result in immediate account suspension, forfeiture of balances, and potential reporting to relevant authorities:

• Fraud and money laundering: Using hbaji to process funds obtained through illegal means.
• Multiple accounts: Registering more than one account to claim bonuses or circumvent restrictions.
• Collusion: Coordinating with other players to gain an unfair advantage in any game.
• Chargebacks: Initiating payment disputes or chargebacks after depositing on hbaji.
• Automated play: Using bots, scripts, or automated software to place bets or interact with games.
• Impersonation: Registering under a false identity or using another person's payment details.
• Exploitation: Deliberately exploiting software errors, game bugs, or pricing mistakes for profit.
• Harassment: Abusing, threatening, or harassing hbaji staff or other players via any channel.

hbaji monitors all accounts and transactions for suspicious activity. If prohibited conduct is detected, hbaji reserves the right to suspend the account, withhold funds pending investigation, and share information with law enforcement or financial regulators where required.

8Responsible Gaming

hbaji is committed to promoting responsible gaming. We believe that online gaming should be a form of entertainment — not a way to solve financial problems or a compulsive habit. hbaji provides a range of tools to help players stay in control of their gaming activity.

• Deposit limits: Players can set daily, weekly, or monthly deposit limits on their hbaji account.
• Session time reminders: hbaji can notify you when you have been playing for a set period of time.
• Self-exclusion: Players can request a temporary or permanent self-exclusion from hbaji at any time by contacting support.
• Reality checks: Regular prompts showing how long you have been playing and your net win/loss for the session.

If you feel that your gaming is becoming a problem, please contact hbaji support immediately. We will help you activate the appropriate tools or process a self-exclusion request without delay. You can also visit our dedicated Responsible Gaming page for more information and external support resources.

9Privacy and Data Protection

hbaji collects and processes personal data in accordance with our Privacy Policy. By registering on hbaji, you consent to the collection and use of your personal information as described in that policy.

In summary, hbaji collects the following types of data:

• Registration data: Name, phone number, date of birth, and account credentials.
• Transaction data: Deposit and withdrawal history, payment method details.
• Gameplay data: Bets placed, games played, session duration, and win/loss records.
• Device and technical data: IP address, device type, browser, and operating system.

hbaji does not sell your personal data to third parties. Data is shared only with payment processors, identity verification services, and regulatory bodies where legally required. All data is stored with industry-standard encryption and access controls.

10Account Termination and Suspension

hbaji reserves the right to suspend or permanently close any player account at any time, with or without prior notice, if we determine that:

• The player has violated any part of these Terms and Conditions.
• The account is associated with fraudulent, illegal, or suspicious activity.
• The player has provided false or misleading information during registration or verification.
• The account is being used in a way that poses a risk to hbaji, other players, or third parties.
• A self-exclusion request has been received from the account holder.

Players may also close their own hbaji account at any time by contacting support via live chat. Upon voluntary closure, any remaining balance (after deducting active bonus amounts subject to wagering) will be returned to the player's registered payment method within 5 business days.

If an account is closed due to a Terms violation, hbaji reserves the right to withhold any remaining balance pending investigation. Balances associated with fraudulent activity will be forfeited in full.

11Limitation of Liability

hbaji provides its platform on an "as is" and "as available" basis. While we make every effort to ensure the platform is reliable, secure, and available at all times, we cannot guarantee uninterrupted access or error-free operation.

• hbaji is not liable for losses caused by platform downtime, technical errors, or third-party service failures beyond our control.
• hbaji is not responsible for losses resulting from a player's failure to secure their account credentials.
• hbaji is not liable for any indirect, consequential, or incidental losses arising from the use of the platform.
• In all cases, hbaji's maximum liability to any player is limited to the amount deposited by that player in the 30 days preceding the claim.

Nothing in these Terms limits hbaji's liability for fraud, gross negligence, or any liability that cannot be excluded under applicable law.

12Changes to These Terms

hbaji may update these Terms and Conditions at any time. When material changes are made, we will notify registered players via email or an in-platform notification at least 7 days before the changes take effect, where reasonably practicable.

The most current version of these Terms will always be available at hbaji.club/terms-conditions. The "Last Updated" date at the top of this page indicates when the Terms were most recently revised.

If you disagree with any changes to these Terms, you should stop using hbaji and contact support to close your account. Continued use of hbaji after the effective date of any changes constitutes your acceptance of the revised Terms.